These Terms of Service and End-User License Agreement ("Terms") form a binding legal agreement between you ("you," "your," or "user") and RAYFINITE LLC, a limited liability company organized under the laws of the State of Wyoming, United States, with its principal place of business at 30 N Gould St Ste N, Sheridan, Wyoming 82801, USA ("FactGuard," "we," "us," or "our"). These Terms govern your use of the FactGuard iOS application, the FactGuard web application, and the factguard.org website (together, the "Service").
By downloading, installing, accessing, or using the Service, you represent that you are at least 13 years of age, that you have the legal capacity to enter into a binding agreement (or have your parent or legal guardian's consent if you are a minor in your jurisdiction), and that you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Service.
Subject to your compliance with these Terms, we grant you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable license to download and use the FactGuard app on devices that you own or control, and to access the web application, solely for your personal, non-commercial use.
The iOS app is distributed through the Apple App Store. Your use of the app is also subject to Apple's standard Licensed Application End User License Agreement, available at apple.com/legal/internet-services/itunes/dev/stdeula. To the extent permitted by law, these Terms supplement and, where they conflict, take precedence over Apple's standard EULA. You acknowledge that Apple has no obligation to furnish maintenance or support for the app.
You agree that you will not, and will not permit anyone else to:
Some features require an account. You are responsible for safeguarding your credentials and for all activity that occurs under your account. You agree to provide accurate information and to keep it current. Notify us immediately at [email protected] if you suspect unauthorized access. Where available, you may use the Service as a guest with limited functionality.
FactGuard is an evidence-based fact-verification service. When you submit a claim, statement, or URL, the Service returns an automated verdict consisting of a calibrated confidence score (0–100), supporting reasoning, and cited sources. Verdicts are generated through automated analysis. An optional on-device verification mode processes your submission locally on your device.
The verdicts, confidence scores, summaries, and source citations produced by FactGuard are generated by automated analysis. Automated systems can make mistakes, reflect gaps or biases in their inputs, misinterpret context, or produce outputs that appear confident but are wrong. Confidence scores express a statistical estimate, not a guarantee of correctness.
FactGuard is not a final authority on the accuracy or falsity of any claim. The Service is provided for general informational purposes only and is not a substitute for independent verification or for professional advice. Verdicts do not constitute legal, medical, financial, tax, or other professional advice.
You are responsible for independently verifying any information before relying on it, including by reviewing the cited primary sources and other authoritative sources. You should not use the Service as the sole basis for decisions concerning health, safety, legal matters, financial matters, or any other matter where accuracy is important. To the maximum extent permitted by law, the outputs of the Service are provided "as is," without any warranty of accuracy, completeness, reliability, or fitness for any particular purpose.
FactGuard Pro is offered as an auto-renewing subscription:
Prices are stated in U.S. dollars. Local pricing may vary by region and is determined by Apple's App Store pricing framework at the time of purchase.
All Pro subscriptions are sold and processed by Apple Inc. through the App Store and StoreKit. Payment is charged to your Apple Account at confirmation of purchase. We do not receive or store your payment card details.
Your subscription automatically renews at the end of each billing period at the then-current price unless you cancel it at least 24 hours before the end of the current period. Apple charges the renewal within 24 hours before the end of the current period.
You can cancel at any time through the App Store: on your device, go to Settings → [your name] → Subscriptions, select FactGuard, and choose "Cancel Subscription." Cancellation takes effect at the end of the current billing period, and you retain Pro access until then. Deleting the app does not cancel your subscription — you must cancel through the App Store.
All purchases and renewals are handled by Apple and are subject to Apple's refund policy. We do not directly process refunds for App Store transactions. To request a refund from Apple, visit reportaproblem.apple.com.
We may change subscription prices. Where required, Apple will notify you in advance, and your continued subscription after the change takes effect constitutes acceptance of the new price. You may cancel before the new price applies.
The FactGuard Service, including its software, design, user interface, branding, logos, text, and the selection and arrangement of content (excluding third-party content and your inputs), is owned by RAYFINITE LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. Except for the limited license granted above, no rights are granted to you. Nothing in these Terms gives you any right to use our names, trademarks, or branding without our prior written consent.
You retain ownership of the claims and inputs you submit. You grant us a limited license to process those inputs solely to operate the Service and generate your verdicts. We make no proprietary claim over the raw outputs of third-party AI processing providers; however, the FactGuard interface, presentation, and arrangement remain proprietary.
The Service relies on third-party services, including Apple, Google/Firebase, and AI processing providers. Your use of those services may be subject to their respective terms and policies. We are not responsible for the availability, accuracy, content, or conduct of any third-party service, and your dealings with them are solely between you and that third party.
To the maximum extent permitted by applicable law, the service is provided "as is" and "as available," with all faults and without warranties of any kind, whether express, implied, statutory, or otherwise, including any implied warranties of merchantability, fitness for a particular purpose, title, accuracy, and non-infringement. We do not warrant that the service will be uninterrupted, secure, timely, error-free, or free of viruses or other harmful components, or that any verdict or output will be accurate or reliable. No advice or information obtained from the service creates any warranty not expressly stated in these terms.
Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you.
To the maximum extent permitted by applicable law, in no event shall RAYFINITE LLC or its members, managers, officers, employees, or agents be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, or other intangible losses, arising out of or relating to (i) your access to, use of, or inability to use the service; (ii) any verdict, confidence score, or other automated output, including any inaccuracy or incompleteness; (iii) any reliance placed on the service; (iv) any unauthorized access to or alteration of your data; or (v) any conduct or content of any third party, whether based in contract, tort, negligence, strict liability, or any other theory, and whether or not we were advised of the possibility of such damages.
To the maximum extent permitted by applicable law, the total aggregate liability of RAYFINITE LLC arising out of or relating to these terms or the service shall not exceed the greater of (a) the total amount you paid us, if any, for FactGuard Pro in the twelve (12) months immediately preceding the event giving rise to the claim, or (b) ten U.S. dollars ($10.00).
Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you. In such jurisdictions, our liability is limited to the maximum extent permitted by law. The disclaimers and limitations in these Terms reflect the allocation of risk between the parties and are an essential basis of the bargain.
You agree to indemnify, defend, and hold harmless RAYFINITE LLC and its members, managers, officers, employees, and agents from and against any and all claims, damages, liabilities, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to your use of the Service, your inputs, your violation of these Terms, or your violation of any law or any rights of a third party.
We may suspend, restrict, or terminate your access to the Service at any time, with or without cause and with or without notice, including for violations of these Terms or to protect the Service or other users. Upon termination, your license to use the Service ends immediately. You may terminate at any time by ceasing use and deleting your account through the app (Profile → Delete Account). Provisions that by their nature should survive termination — including intellectual property, disclaimers, limitation of liability, indemnification, and governing law — will survive.
These Terms and any dispute or claim arising out of or relating to them or the Service are governed by the laws of the State of Wyoming, United States, without regard to its conflict-of-law rules, and, where applicable, by the laws of the United States.
The parties will first attempt to resolve any dispute informally by contacting each other in good faith. If a dispute is not resolved within thirty (30) days, you and RAYFINITE LLC agree that it shall be brought exclusively in the state or federal courts located in the State of Wyoming, and you consent to the personal jurisdiction of, and venue in, those courts. Nothing in this section limits any non-waivable statutory rights you may have under the laws of your country of residence, including consumer-protection rights in the EEA or UK.
We may update these Terms from time to time. When we make material changes, we will update the "Effective date" and "Last updated" dates above and, where appropriate, provide additional notice (for example, by email or an in-app notice). Your continued use of the Service after the effective date of any change constitutes acceptance of the updated Terms. If you do not agree to the updated Terms, you must stop using the Service.
If any provision of these Terms is held to be invalid or unenforceable, that provision will be enforced to the maximum extent permissible and the remaining provisions will remain in full force and effect. Our failure to enforce any provision is not a waiver of our right to do so later. You may not assign these Terms without our prior written consent; we may assign them in connection with a merger, acquisition, or sale of assets. These Terms, together with the Privacy Policy and any additional terms you agree to, constitute the entire agreement between you and us regarding the Service.
Questions about these Terms? Contact: